Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period
• Liaise with community Head of markets, to refer reliable and good customers • Identify potential clients
• Carry out KYC and due diligence on the intending client
• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default
• Develop an accurate evaluation of each client's capacity and their willingness to repay the requested loan
• Correctly complete loan application and evaluation process
• Verify and cross-check all information relevant to the loan application and evaluation; Evaluate the willingness and capacity to repay of the client
• Ensure a reliable guarantor is in place and documented
• Determine and present loan terms and conditions to client's guarantors
• Provide support to peers and others within the company in uplifting its values and policies
• Ensuring proper documentation of clients especially new at all times
• Report any default client to Supervisor and Risk Officers