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Job Classification   Hot
Job Type   Full Time
Job Description  

Our client, a portfolio management company focused on identifying and enabling ventures in Nigeria seeks to recruit smart, intelligent and hardworking individual to fill the role of Laon Officer.

Job Responsibility  

Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period

• Liaise with community Head of markets, to refer reliable and good customers • Identify potential clients

• Carry out KYC and due diligence on the intending client

• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default

• Develop an accurate evaluation of each client's capacity and their willingness to repay the requested loan

• Correctly complete loan application and evaluation process

• Verify and cross-check all information relevant to the loan application and evaluation; Evaluate the willingness and capacity to repay of the client

• Ensure a reliable guarantor is in place and documented

 • Determine and present loan terms and conditions to client's guarantors

• Provide support to peers and others within the company in uplifting its values and policies

• Ensuring proper documentation of clients especially new at all times

• Report any default client to Supervisor and Risk Officers

Job Requirement  

  Required Qualifications and Experience  

• First degree (B.Sc or HND) in any discipline from an accredited institution

• Minimum of 2 years experience with monetary target

• Marketing experience is an added advantage

• Microfinance Bank or Financial Institution experience would be an advantage

Management Experience   Applicable